Now that the CAT 2010 season is on, you must have immersed yourselves in the preparation. But apart from preparation, you face certain questions which affect your preparation and your admission to IIMs or top B-schools depend on these factors. This article of MBAUniverse.com will answer those issues.

IIMs select only genius
Many of you think that IIMs is the place where only geniuses and students with extra ordinary intellect study. But though this is partly correct, but most of the lot is formed by hard working students who have really believe in themselves and performed well.  If you are an average student, there is no need to think that you will not be able to make it to the IIMs. “To ensure that your candidature is good, you must showcase an all round personality. Nothing is lost. You can start from today. In case you are working, do exceedingly well in your work place. If you are still a student, focus on your academics,” says Gejo Sreenivasan, Principal Consultant, Career Launcher.

Year gap in education
You might have a gap in your education for a year or two. The question, which might be bothering you is, how it will affect your selection in IIMs or a top B-School. But experts say it will not be an issue if the reason is justifiable. Along with that, you should really make your base strong. For example, if you are a working professional, make your profile strong. “Do well in your job, and simultaneously prepare for the admission process of various top B-schools,” says Vinayak Kudva, Product Head, IMS Learning. Having an extra curricular activity added in your profile will also help you in this case. “Ensure that you pick up a good extracurricular activity and invest your time in that,” mentions Sreenivasan.

Choosing between job and MBA
While you had planned to do MBA after your graduation, but a job offer after graduation is making you think again! If you are confused whether to take up the job or prepare for CAT and other MBA entrance exams, experts offer you solution. According to Vinayak Kudva, having work experience always helps during the admission in the top B-schools. “Take up a job and prepare for CAT along side. Make sure you get through one of the top 30 B-schools or there will be not much value of your MBA. In case you are not able to do so, prepare and retake CAT while continuing with your job,” Kudva suggests.

Being a fresher affects admission
While it is a well known fact that B-schools prefer students with work experience, but that does not mean freshers don’t stand a chance in the admission. If you have confidence in yourself, score well in CAT or other MBA entrance exam and perform well in your GD & PI, your admission in a top B-School will not be affected because of your lack of work experience. “At the moment, you should concentrate on your CAT and other MBA entrance exam preparation. If you are able to prove your mettle, your admission will not be affected for being a fresher,” mentions R Shiva Kumar, Director (R & D), Career Launcher. “Being a fresher is not a hindrance. B-Schools take freshers as well as working professionals,” adds Kudva.

Graduation from Distance Learning affecting MBA admission
Experts mention that through some institutes do not accept education through correspondence, but it is not the case for most of the B-schools. “, It is a fact that some institutes do not recognize correspondence courses while admitting students into the MBA programs. At the same time there are many who do not bring in this restriction,” says Sidharth Balakrishna, CAT expert, author and an IIM Calcutta alumnus. If you have pursued your education from a well known institute like IGNOU, SMU-DE or Symbiosis, it will be surely recognized by top B-schools.

Taking loans for MBA due to financial constraints
With increasing fee in the B-schools, taking loans is becoming inevitable for the students. But there is not much to worry regarding this. “Most Public Sector Banks like the State Bank of India, Bank of Baroda, Bank of India, Allahabad Bank, Dena Bank etc. offer education loans. Loan repayment starts only after you have completed your MBA. Generally there are no collaterals required to the extent of approx Rs.4 lakhs. However, this varies from bank to bank. Many reputed B-Schools have collaborations with banks in order to provide loans to students. Herein the institute acts as a guarantor instead of the parent/guardian/collateral. Further, several schools also offer full/partial scholarships to needy/worthy students. One needs to take in consideration factors such as EMI amount, rate of interest and repayment before applying for an Education Loan,” states Kudva.

Stay tuned to MBAUniverse.com for more on MBA admission and B-schools.

Are you able to achieve your goals in your money making endeavor in the stock market? So, you are messed up, frustrated, and all geared up to leave because of the constant losses that you have been incurring. Well, it is lack of knowledge that has led you to such a fate. To invest in stock is as easy in words as it is difficult in the actual practicality.  No doubt, the equity shares market is a lucrative platform where you can make big money in no time but it all depends on how knowledgeable you are, whether you are able to choose the right equity shares for trading, whether you are serious enough in the trade, whether you are interested in taking out some extra time and involve in the efforts of research, and the list goes on. Once you are able to master all these aspects, your goal will certainly be fulfilled.

There are examples of investors who have become successful even without formal education. Yet they invest in stock and earn profits. They have entered the equity shares trading field in their matured years after gaining experiences in other fields. It is by following the trial and error method and learning from the same that they learnt. Ultimately, over time, they emerged as winners. They were wise enough to buy stock involving small investments initially so whatever were the loss or profits, they were the least bothered. Once they are able to learn the intricacies and are able to take the right buying decisions, they started investing in bulk. And today their success stories continue without fail!

If you are planning to buy stock and have never entered the equity shares trading field before, you will have to open a demat account with the help of a share broker. All investors have demat accounts handled by share brokers who are licensed by the SEBI. This is because you cannot handle the transaction aspect by self; the job is entrusted to share brokers. Had you been entitled to handle the same, the stock exchanges would have been in a chaos as all the investors would have the right to entry and there would be miscalculations in the transaction aspect as well. Only SEBI authorized trading associations, stock broking platforms and share brokers are sanctioned to carry out their respective tasks in the equity shares market. You can get hold of some of the best share brokers at a reliable and reputed online share trading platform. Conduct a research online, read reviews, and ask people around whom you know as investors to find out the right online share trading platform. You can even open a free demat account at such a platform if this facility is available. So, you need not pay any processing fee for the free demat account. Once you have your account, you can invest in stock. You can buy stock under the expert guidance of your broker.

Industry needs to enhance knowledge across domains to tap burgeoning opportunity in global arena: Expert
With drugs going off patent over the next three years valued at around a whopping Rs 3,20,000 crore (US$ 80 billion) and also increased penetration of generics in the global market, Indian pharmaceutical industry sees a great opportunity and various stakeholders are gearing up to obtain a share in the pie that appears to be lucrative.

Read more on PharmaBiz

Investing
In global slowdown some stocks are down from 50 to 90% concern over.Investors hit cooked their fingers.People hit lost their shirts.Is Investing in stocks a sin question they communicate themselves.No it is an art.Timing the mart is as important as investing.Technicals do take over fundamentals in stockmarkets.You can’t be blindly finance ignoring the technicals.One should not essay to find the reasons why markets are falling and essay to correlate things like crude oil prices v/s note or gold or stocks and be optimistic when prices are falling.Stock Price is the king.It tells you everything which you don’t know in advance.There is no think to hold the function and essay to reassert when you are stopped out at a portion price.Squaring soured the function is of maturity importance than to find what is happening.Emotions are to be controlled and aggregation the losses with spirit.There is always a incoming day provided you live.It is exclusive sin if don’t follow stoplosses,technicals,try to ignore losing positions,live in hope.Nobody crapper support you if you can’t support yourself.Be learned,be practical,don’t overtrade,minimise the loss,respect the toll are slogans which investor has to advert all the time otherwise you know markets are merciless,they don’t care who you are and what is your position.You module be out of mart not the markets.

                                       In short people should educate themselves,should not be ashamed to ask experts a question if in doubt,take investing as a business,should not take anything granted,should not be fearful and try to to fight out wnen in soup,timely decision can save hard earned money and lives.

A search engine marketing consultant has an expertise in the area of Search Engine Marketing (SEM), Search Engine Optimization (SEO) and the Search Engine Positioning and Strategy (SEP.SES). A consultant can increase the sales of the client and build new customer relationship by using latest and most beneficial Search Engine Marketing and Optimization techniques. An expert consultant is the one who is far sighted and plans his work strategically and innovatively thus improving the ranking of the client’s website.

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If there is difficulty in the working of the website and its ranking a consultation from a professional expert can be taken for improvement. The consultants help in developing an internet marketing strategy to relocate the website to a higher and better position by leading to increased sales of the products and services.  The consultants present the information in an easy to understand language to the clients. There are various packages available for the consultation services which can be availed by the clients for expert consultation. The consultants can be of great help to the new business men who do not know how to start the process of optimization.

Etiquette expert Elizabeth Post dies at 89 in Fla.
Elizabeth Post, an etiquette expert known for writing books and magazine columns on manners, has died. She was 89.

Read more on FOX 12 Idaho